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Managed by Alpian Essentials: The Alpian ETF Savings Plan

Philippe

December 3, 2024

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Alpian is a Swiss neobank that now offers an ETF savings plan: Managed by Alpian Essentials.

This savings plan, accessible from 2,000 CHF, provides a simple and structured investment solution. Managed by Alpian Essentials is based on carefully selected ETFs, enabling you to diversify your portfolio while benefiting from competitive fixed fees of 0.75% per year on assets under management. Unlike traditional trading platforms, this offer integrates all transaction fees for optimal transparency.

Managed by Alpian Essentials is fully integrated into the Alpian app, allowing you to manage both your investments and multi-currency account in CHF, EUR, USD, and GBP. Ideal for investors seeking simplicity, this service combines technology with asset management aligned with your financial goals and risk tolerance.

In this article, we have listed the ETFs offered by Managed by Alpian Essentials to help you understand how this plan is structured. Each ETF is linked to TradingView for quick access to detailed analyses, and the TER (Total Expense Ratio) is displayed to help you evaluate costs transparently.

For a detailed review of the investment features of Alpian, the platform’s user-friendliness, and the overall benefits of investing with Alpian, check out our review of Invest with Alpian (8.5/10).

List of Alpian Essentials ETFs in December 2024

Managed by Alpian Essentials offers a diverse selection of ETFs that enable you to have a diversified portfolio across various markets, sectors, and themes. These ETFs are designed to build a balanced portfolio, whether focused on growth, stability, or responsible investments. Key categories include:

• Clean Energy: ETFs focused on renewable energy companies and sustainable technologies.
• Commodities: ETFs exposed to physical assets like gold and silver, often used for diversification and inflation protection.
• Emerging Markets: ETFs targeting developing economies with strong growth potential.
• Global Equities: ETFs covering major international companies across various sectors and regions.
• Technology: ETFs focused on innovative and high-growth technology companies.
• Bonds: Bond ETFs offering stability for different risk profiles.

Here is the complete list of ETF Managed by Alpian Essentials:

	ETF	Symbol	ISIN	TER
	21Shares Crypto Basket Index ETP	HODL	CH0445689208	2.50%
	Vanguard FTSE Dev AsiaPacexJpn	VAPU	IE00BK5BQZ41	0.15%
	Fidelity Sust Rsh Enh Pac ex-Jpn Eq	FPXR	IE00BNGFMY78	0.30%
	UBS (Lux) FS MSCI Japan	JPNCHF	LU1169821888	0.15%
	iShares MSCI Japan ESG Enh ETF USD Acc	EDMJ	IE00BHZPJ452	0.15%
	Xtrackers MSCI Emerging Markets ETF 1C	XMME	IE00BTJRMP35	0.18%
	iShares MSCI EM ESG Enhanced ETF USD Acc	EDM2	IE00BHZPJ239	0.18%
	UBS (Lux) FS MSCI EMU SRI	EUSRS	LU1273642816	0.23%
	UBS FS MSCI Europe	EURCHA	LU1589327680	0.13%
	UBS (CH) MSCI Switzerland IMI SR	CHSRIA	CH0492935355	0.28%
	UBS FS MSCI Swtzl	SW2CHB	LU0977261329	0.20%
	UBS MSCI USA	USCHWH	IE00BD4TYL27	0.10%
	UBS MSCI USA Socially Responsible	USSRIC	IE00BJXT3L85	0.22%
	iShares Global HY Corp Bond	HYLC	IE00BKBF4J08	0.55%
	iShares Global Corp Bond	CORC	IE00BK0TB144	0.25%
	iShares Global Aggt Bd ESG ETF CHF H Acc	SHIR	IE000Z8F16G5	0.10%
	iShares Core CHF Corporate Bond	CHCORP	CH0226976816	0.15%
	iShares JP Morgan $ EM Bond ETF	EMCH	IE00BGQ0J979	0.50%
	iShares JP Morgan ESG $ EM Bond	CMES	IE00BKP5L623	0.50%
	iShares Global Govt Bond	IGLC	IE00BMDBMM96	0.25%
	UBS FS JPM Global Govt ESG Liqd Bd	ESGGBS	LU1974694397	0.18%
	iShares Swiss Dom Govt Bd 3-7 ETF (CH)	CSBGC7	CH0016999846	0.15%

Note: For an up-to-date list of ETFs Managed by Alpian Essentials, we encourage you to check directly in the Alpian app. Alpian may add or remove ETFs at any time.

The 4 ETF Savings Plans Offered by Alpian Essentials

Managed by Alpian Essentials stands out with its four ETF savings plan options, designed to meet different investment strategies and financial visions:

• Crypto Plan: A unique approach combining global equities and up to 10% cryptocurrencies, ideal for those looking to include digital assets in a diversified portfolio.
• Swiss Plan: A choice focused on the local market, with up to 60% exposure to CHF-denominated assets invested in Switzerland.
• Global Plan: A diversified portfolio covering multiple regions and sectors for optimal international exposure.
• Sustainable Plan: Investing in assets meeting ESG (Environmental, Social, and Governance) criteria for a lasting impact.

Each plan is adjusted according to one of five risk levels determined by an investor questionnaire. This customization optimizes returns while respecting your risk tolerance.

Why Choose Managed by Alpian Essentials for Your Savings Plan?

Managed by Alpian Essentials is a fully managed ETF savings plan designed by Alpian to simplify investing. Here are a few reasons why it’s a relevant solution for a savings plan:

• Optimized Diversification: The portfolios include ETFs covering a wide range of markets, sectors, and themes, ensuring balanced investment allocation and risk management.
• Four Personalized Plans: Crypto, Swiss, Global, and Sustainable – each plan is designed to meet specific goals, offering flexibility to align with your financial priorities.
• Fully Delegated Management: Alpian handles everything, from ETF selection to weekly rebalancing, keeping your investments aligned with your risk profile.
• Transparent Fixed Fees: At a rate of 0.75% per year, all costs (transactions, deposits, withdrawals, rebalancing) are included, ensuring hassle-free management.
• Access to Certified Advisors: Wealth management experts are available free of charge to answer your questions and refine your investment strategies.

In comparison, Yuh offers a flexible ETF savings plan, allowing investors to choose from a list of ETFs with no purchase fees, while Neon Invest enables automatic investments in a selection of stocks and ETFs with some low-fee options. Managed by Alpian Essentials caters to those seeking professional and simplified investment management.

Our Take on Managed by Alpian Essentials

Managed by Alpian Essentials offers investors an accessible entry point to discover Alpian’s services, with a minimum investment threshold of 2,000 CHF. This ETF savings plan combines simplicity and efficiency, allowing users to familiarize themselves with the platform while accessing optimized management.

With fixed fees of 0.75% per year and a selection of 45 ETFs covering four distinct themes (Crypto, Swiss, Global, Sustainable), it caters to various investment profiles and strategies. The actively managed portfolio structure ensures alignment with financial goals while simplifying the process.

In comparison, Yuh and Neon emphasize personalization and autonomy, letting users define their own investment choices. Managed by Alpian Essentials, on the other hand, is particularly suitable for those seeking a guided and intuitive service, where complex decisions are handled.

To test Alpian’s features or start investing with a balanced and diversified portfolio, Managed by Alpian Essentials is a well-suited solution.

Frequently Asked Questions (FAQ) About Managed by Alpian Essentials