Neobanks - Mobile Banks - Digital Banks in Switzerland
Neobanks in Switzerland - The Ultimate Guide
Reviews, Comparisons, Referral Code, Promo Codes
The Best Neobanks in Switzerland in December 2024
Which is the best neobank for travel? Read our Yuh vs Revolut and Neon vs Revolut reviews
Get 50 CHF in Trading Credits + 4 CHF (250 SWQ) using the promo code YUHNEO when you open an account with Yuh .Yuh is a Swiss neobank founded by PostFinance and Swissquote, that allows Swiss residents to manage a free bank account in multiple currencies, invest, save, and make mobile payments.Our user experience with Yuh shows that it only takes 15 minutes to open a Yuh account through the Yuh finance app.Yuh Overall Rating: 8.6/10
★★★★★
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YUHNEO
Account opening
8
Usability
9
Features
8
Credit Card
9
Fees
9
Security
9
Customer Service
8
PROS:
- Free Mutli-currency account
- Free MasterCard
- IBAN in CH
- Interest on cash balances in CHF, EUR and USD.
- Free SEPA transfers
- Yuh TWINT
- Created by PostFinance and Swissquote
CONS:
- 0.95% exchange fee
- No direct debit procedure (LSV)
Get 100 CHF Trading Credit plus a free debit card using the promo code NEOTRADE when you open your Neon Bank account.Neon (also known as neon-free) is a Swiss neobank enabling Swiss residents to manage a free digital bank account, invest, save, and make mobile payments entirely through a mobile app.Our user experience with Neon shows that it only takes less than 10 minutes to open a Neon account through the Neon app.Neon Overall Rating: 8.4/10
★★★★★
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NEOTRADE
Account opening
8
Usability
9
Features
8
Credit Card
8
Fees
9
Security
9
Customer Service
8
PROS:
- Free account
- IBAN CH
- Free MasterCard
- eBill
- Twint
- Free payments abroad
CONS:
- Only in CHF
- Fee on SEPA payments
- Only for Swiss residents
Get 200 CHF plus a sleek Metal Visa card using the promo code NEOALP when you open your Alpian bank account.(75 CHF with a deposit of 500 CHF, then 125 CHF when you invest)Alpian is a Swiss digital private bank, enabling Swiss residents to open a mobile bank account and access personalized banking services, including portfolio management, entirely through a mobile app.It only takes 8 minutes to open an Alpian bank account using the mobile app.Alpian Overall Rating: 8.3/10
★★★★★
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NEOALP
Account opening
9
Usability
9
Features
6
Credit Card
9
Fees
7
Security
9
Customer Service
9
PROS:
- Free account
- Free Metal VISA card
- IBAN in CH
- Account in CHF, EUR, USD and GBP
- Free SEPA transfers
CONS:
- No eBill
- TWINT Prepaid
- Mandate fee of 0.75% per year
Receive 50 CHF using the promo code neorad when you open your Radicant bank account.(Make 3 payments with the debit card to receive your 50 CHF)Radicant is a Swiss neobank, backed by BLKB, that allows Swiss residents to manage a free CHF bank account, invest in sustainable projects, and make mobile payments through its eco-friendly digital platform.Radicant Overall Rating: 8/10
★★★★★
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neorad
Account opening
8
Usability
8
Features
7
Credit Card
9
Fees
7
Security
9
Customer Service
8
PROS:
- Free virtual VISA card
- IBAN in CH
- Account in CHF and EUR
- TWINT
- eBill
CONS:
- No international transfers outside SEPA zone
Get 50 CHFÂ using the promo code NEOZAKÂ when your open your Zak bank account.Zak by Bank Cler is a Swiss neobank that offers a free bank account in CHF, customizable savings spaces, and supports mobile payments. It focuses on simplicity and affordability for Swiss residents.It takes less than 10 minutes to open a Zak Bank account using the Zak app.Zak Overall Rating: 7.9/10
★★★★★
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NEOZAK
Account opening
8
Usability
7
Features
7
Credit Card
8
Plans & Pricing
8
Speed
9
Customer Service
8
PROS:
- Fast account opening
- Free bank acount
- Free Visa Debit
- Shared spaces
- Invoice scan
- Fast transactions
CONS:
- No Chat support (bot)
- Account in CHF only
- Swiss residents only
Receive 25 CHF using the promo code PA1289 when you open your CSX bank account.CSX by Crédit Suisse is a Swiss neobank that enables Swiss residents to open a mobile bank account and access a variety of banking services through a user-friendly mobile app.The account comes with a complimentary Debit Mastercard, making everyday transactions easy and convenient.CSX Overall Rating: 7.8/10
★★★★★
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PA1289
Account opening
8
Usability
7.5
Features
8
Credit Card
8
Fees
7
Security
9
Customer Service
7
PROS:
- Free account
- Free MasterCard
- IBAN in CH
- Belongs to Credit Suisse
CONS:
- Only in CHF
- Not competitive overseas
Revolut is a UK-based neobank that allows Swiss residents to open a multi-currency mobile account and enjoy a range of banking services.The Revolut Standard account is free and perfect for occasional use. Both the mobile app and the debit card are provided at no cost. With very competitive exchange rates, Revolut is an ideal choice for travelers.Revolut Switzerland Overall Rating: 7.7/10
★★★★★
More details +Account opening
10
Usability
9
Features
7
Credit Card
8
Fees
7
Security
7
Customer Service
6
PROS:
- Fast account opening
- Free multi-currency account
- Excellent user interface
- Excellent exchange rates
CONS:
- Bank transfers up to 5 days
- Average customer service
- Fees increase frequently
N26 is a german neobank that allows Swiss residents to open a mobile bank account in EUR and benefit from services offered by the bank.The mobile bank account is free, as well as the virtual MasterCard. N26 offers very competitive exchange rates, making the neobank an ideal solution for travelling.N26 Switzerland Overall Rating: 7.7/10
★★★★★
More details +Account opening
10
Usability
9
Features
7
Credit Card
7
Fees
7
Security
8
Customer Service
6
PROS:
- Fast account opening
- Free account
- Free virtual card
- Excellent user interface
- Excellent exchange rates
- Customer service by Chat
CONS:
- Account in EUR only
- Prices increase frequently
Wise Switzerland is a neobank that allows Swiss residents to open a free multi-currency account and benefit from the services offered by the bank using a mobile application.Wise also offers a free Debit MasterCard attached to the multi-currency account.Wise Switzerland Overall Rating: 7.7/10
★★★★★
More details +Account opening
9
Usability
8
Features
6
Credit Card
8
Fees
9
Security
7
Customer Service
7
Receive 30 CHFÂ using the promo code YAPS-311W-Z4WL when you open an account with Yapeal .Yapeal is a Swiss neobank that enables both Swiss residents and non-residents to open a mobile bank account and seamlessly access its banking services through a dedicated mobile application.It takes only 10 minutes to open a Yapreal bank account using the app.Yapeal Overall Rating: 7.6/10
★★★★★
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YAPS311WZ4WL
Account opening
9
Usability
9
Features
7
Credit Card
8
Fees
4
Security
9
Customer Service
7
PROS:
- Free Visa card
- Free payments abroad
CONS:
- Only in CHF
- Free account too limited
- Paid withdrawals
Reviews of the Swiss Neobanks Trading Platforms
Here’s my in-depth review of Guided by Alpian after 9 months of using it. I go through the investment guidance, personalized strategies, and overall performance I get through the platform, how it impacts my financial journey, and whether it’s suitable for others looking for investment guidance.
★★★★★
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NEOALP
Features
9
Services
9
Performance
9
Fees
8
PROS:
- Low entry fee (10,000 CHF)
- Low mandate fees (0.75%/year)
- Simple and intuitive interface
CONS:
- Offer limited to ETFs
- Not suitable for active traders
Get 200 CHF plus a sleek Metal Visa card using the promo code NEOALP when you open your free Alpian bank account.(75 CHF with a deposit of 500 CHF, then 125 CHF when you invest)In this article, we review Alpian Investment, the investment platform offered through the Alpian App.Alpian Investment Overall Rating: 8.5/10
★★★★★
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NEOALP
Features
7
Usability
9
Fees
8
Safety
10
PROS:
- Low entry fee (10,000 CHF)
- Low mandate fees (0.75%/year)
- Simple and intuitive interface
CONS:
- 0.2% exchange fee
- Offer limited to ETFs
- Not suitable for active traders
Receive 50 CHF Trading Credit + 250 SWQ (approx. 4 CHF) using the promo code YUHNEO when you open your Yuh bank account.In this article, we review the Yuh Invest, the investment platform offered through the Yuh App.Yuh Invest Overall Rating: 8.3/10
★★★★★
More details +
Open an account
YUHNEO
Features
8
Usability
8
Fees
7
Safety
10
PROS:
- Low transaction fees
- No custody fees
- Simple and intuitive interface
- Integration with the Yuh app
- Fractional share purchase
- Automatic savings plans
CONS:
- 0.95% exchange commission
- Limited supply of tradable securities
- No limit orders
- Not suitable for active traders
Get 100 CHF Trading Credit with the promo code NEOTRADE when you open your Neon Bank account.In this article, we review Neon Invest, the investment platform offered through the Neon App.Neon Invest Overall Rating: 8/10
★★★★★
More details +
Open an account
NEOTRADE
Features
6
Usability
8
Fees
8
Safety
10
PROS:
- Low transaction fees (0.5% for Swiss stocks)
- No custody fees
- No currency conversion fees
- Simple and intuitive interface
- Integration with the Neon app
- Good for beginner investors
- Automatic savings plans
CONS:
- Limited supply of tradable securities
- No limit orders
- Cannot buy fractional shares
- Not suitable for active traders
Use our promo codes and referral codes
Some neobanks give you cash when you sign up
Stay up to date
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