How much is the interest rate of Neon Bank
The interest rate of Neon Bank is 0.10% in April 2025
Here is what we can read on Neon’s Pricing page:
Interest on balances:
- 0.10% on balances up to CHF 25,000
- 0% on balances over CHF 25,000
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How does the Neon Bank interest rate apply
Interest applies to holdings in Spaces (excluding the Main Account).
There is a monthly limit of CHF 50,000 (cumulative) for outgoing transfers of Spaces. If this limit is exceeded, a 2% fee will be charged at the end of the calendar year on the excess amounts.
Does Neon Bank offer the best interest rate?
Neon Bank currently offers the lowest interest rate among neobanks. Neon will soon increase its interest rates on private accounts.
Here’s a comparison of interest rates between Swiss neobanks:
| Neobank | Interest Rate | Interest Cap | Withdrawal Limit |
|---|---|---|---|
| Alpian | Up to 1.00% with the savings account | - | None |
| Neon | 0.00 % | - | None |
| Radicant | 0.50 % | - | None |
| Yuh Bank | 0.25 % | - | None |
| Zak | 0.10 % | Up to CHF 25,000 | None |
