How much is the interest rate of Neon Bank
The interest rate of Neon Bank is 0.00% in May 2026
Here is what we can read on Neon’s Pricing page:
Interest on balances:
- 0.00% on balances up to CHF 25,000
- 0.00% on balances over CHF 25,000
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How does the Neon Bank interest rate apply
Interest applies to holdings in Spaces (excluding the Main Account).
There is a monthly limit of CHF 50,000 (cumulative) for outgoing transfers of Spaces. If this limit is exceeded, a 2% fee will be charged at the end of the calendar year on the excess amounts.
Does Neon Bank offer the best interest rate?
Neon Bank currently offers the lowest interest rate among neobanks. Neon will soon increase its interest rates on private accounts.
Here’s a comparison of interest rates between Swiss neobanks:
| Neobank | Interest Rate | Interest Cap | Withdrawal Limit |
|---|---|---|---|
| Alpian | 0.15 % | Above 125,000 CHF. 0.01 % below. | None |
| Neon | 0.00 % | - | None |
| Yuh Bank | 0.00 % | - | None |
| Zak | 0.05 % | Up to CHF 25,000 | None |
Philippe is the founder of Neo-banques.ch, a website specializing in the analysis of Swiss online banks and neobanks. For several years, he has been testing and comparing the main solutions on the market, including Yuh, Alpian, Neon, Zak, Wise, Revolut, and N26, for both personal and professional use. His approach is based on hands-on experience, fee analysis, feature comparison, and the overall quality of the day-to-day user experience.
