Yuh Interest Rateon Savings Account in February 2025

Like many Swiss banks, Yuh Bank now offers a positive interest rate on your deposits. To find out how it applies and how it differs from other Swiss neobanks, read on.

What is the interest rate on Yuh Bank’s savings account?

In February 2025, the interest rate at Yuh Bank is 0.25%.

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How does Yuh Bank’s interest rate work?

The Savings Account at Yuh Bank offers an interest rate of 0.25% on CHF, EUR, and USD.
Interest is calculated annually, proportionate to the amounts deposited in the Save section of the app.

Key Benefits:

  • Competitive rate: 0.25% on three currencies (CHF, EUR, USD).
  • No cap on interest-earning deposits: Unlike some banks, there is no limit to the amounts eligible for interest.
  • Full flexibility: No minimum deposit required to earn interest.

Does Yuh Bank offer the best interest rate?

Here is a comparison of savings account interest rates among Swiss neobanks in February 2025:

NeobankInterest RateInterest CapWithdrawal Limit
Alpian0.10 %0.10% up to CHF 75,000, 0.275% up to CHF 125,000, and 0.50% above.None
Neon0.10 %Up to CHF 25,000, then 0,00%None
Radicant0.50 %-None
Yuh Bank0.25 %-None
Zak0.10 %Up to CHF 25,000None

Why choose Yuh for your savings?

With a stable interest rate of 0.25% and no restrictions on the amounts eligible for interest, the Yuh Savings Account is an attractive option for those seeking simplicity and flexibility. Additionally, the integration of multiple currencies (CHF, EUR, and USD) makes it an ideal solution for diversifying your savings.

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