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Our Alpian review shows that it is well suited for users who want to go beyond a simple bank account and adopt a more structured approach to wealth management â but it may not be suitable for everyone.In this article, we share our hands-on experience, analyse fees, features and investment options, and explain for which profiles Alpian is â or is not â a good fit, particularly compared with alternatives such as Neon or Yuh.đ Use the promo code ALPNEO to receive CHF 120 when opening an Alpian account (CHF 55 with a CHF 500 deposit, then up to CHF 65 in investment fee credits).â Our rating: 8.3/10 (Very good)
★★★★★
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ALPNEO
PROS:
- Free account
- IBAN in CH
- Virtual cards
- Account in CHF, EUR, USD and GBP
- Free SEPA transfers
CONS:
- TWINT Prepaid
- Metal Visa debit card is not free
- Mandate fee of 0.75% per year
N26 is a german neobank that allows Swiss residents to open a mobile bank account in EUR and benefit from services offered by the bank.The mobile bank account is free, as well as the virtual MasterCard. N26 offers very competitive exchange rates, making the neobank an ideal solution for travelling.N26 Switzerland Overall Rating: 7.7/10
★★★★★
More details +PROS:
- Fast account opening
- Free account
- Free virtual card
- Excellent user interface
- Excellent exchange rates
- Customer service by Chat
CONS:
- Account in EUR only
- Prices increase frequently
Our Neon Bank review shows that it is one of the most affordable digital banks in Switzerland â but it may not be suitable for everyone.In this article, we analyse Neonâs fees, security, features and investment options to help you decide whether itâs the right choice for you. We also compare Neon with alternatives such as Alpian, Yuh and Zak to highlight their key differences.đ Use the promo code NEOTRADE to receive CHF 100 trading credit + free debit card when opening a Neon account.â Our rating: 8.4/10 (Very good)
★★★★★
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NEOTRADE
PROS:
- Free account
- IBAN CH
- Free MasterCard
- eBill
- Twint
- Free payments abroad
CONS:
- Only in CHF
- Fee on SEPA payments
- Only for Swiss residents
Revolut Switzerland is an international neobank available to both Swiss residents and non-residents, offering a free multi-currency bank account managed through a powerful mobile app. The account includes a debit card and supports multiple currencies, making it well suited for travel, online payments and international use.Revolut is a good fit if you are looking for a free multi-currency account and flexibility for foreign currencies. However, due to the absence of a Swiss IBAN and limited local integrations, it is best used as a complementary account alongside a Swiss bank, rather than as a primary banking solution in Switzerland.Revolut Switzerland Overall Rating: 7.7/10
★★★★★
More details +PROS:
- Fast account opening
- Free multi-currency account
- Excellent user interface
- Excellent exchange rates
CONS:
- Bank transfers up to 5 days
- Average customer service
- Fees increase frequently
Wise Switzerland is a neobank that allows Swiss residents to open a free multi-currency account and benefit from the services offered by the bank using a mobile application.Wise also offers a free Debit MasterCard attached to the multi-currency account.Wise Switzerland Overall Rating: 7.7/10
★★★★★
More details +Our review of Yuh shows that it is among the best digital banks in Switzerland, but it may not be suitable for everyone.We analyse fees, interest rates, features and investment options to determine who Yuh is ideal for and in which cases alternatives such as Alpian or Neon may be more relevant.đ Use the promo code YUHNEO to receive CHF 50 trading credit + 250 SWQ (CHF 5) when opening a Yuh account.â Our rating: 8.6/10 (Excellent)
★★★★★
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YUHNEO
PROS:
- Free Multi-currency account
- Free MasterCard
- IBAN in CH
- Free SEPA transfers
- Yuh TWINT, E-Bill
- Created by PostFinance and Swissquote, now 100% Swissquote.
CONS:
- 0.95% exchange fee
- No direct debit procedure (LSV)
Our review of Zak Bank shows that this Swiss digital bank developed by Bank Cler is simple, accessible and well suited for everyday banking â though it may not be the right fit for everyone.In this article, we analyse fees, features, payment options and the overall user experience, and compare Zak with alternatives such as Yuh and Neon.đ Use the promo code NEOZAK to receive 50 CHF when you open your Zak bank account.â Our rating: 7.9/10 (Good)
★★★★★
More details +
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NEOZAK
PROS:
- Fast account opening
- Free bank acount
- Free Visa Debit
- Shared spaces
- Invoice scan
- Fast transactions
CONS:
- No Chat support (bot)
- Account in CHF only
- Swiss residents only

