Yapeal

Yapeal is a Swiss neobank that received a “fintech” license from FINMA in March 2020, allowing it to offer its own IBAN accounts without partnering with an established bank. Founded by former UBS bankers, Yapeal claims to be the first Swiss company to receive this license. Unlike Neon, which must collaborate with an authorized third-party bank, Yapeal stands out by offering Visa debit cards independently.

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7.6/10

Yapeal Review 2025

Philippe April 2, 2025 Swiss Neobanks

Since March 31, 2025, Yapeal has stopped offering new accounts for private individuals. The Swiss neobank is now focusing exclusively on B2B services for businesses and partners.Yapeal Overall Rating: 7.6/10

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