Yapeal

Yapeal is a Swiss neobank that received a “fintech” license from FINMA in March 2020, allowing it to offer its own IBAN accounts without partnering with an established bank. Founded by former UBS bankers, Yapeal claims to be the first Swiss company to receive this license. Unlike Neon, which must collaborate with an authorized third-party bank, Yapeal stands out by offering Visa debit cards independently.

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Receive 30 CHF using the promo code YAPS-311W-Z4WL when you open an account with Yapeal .Yapeal is a Swiss neobank that enables both Swiss residents and non-residents to open a mobile bank account and seamlessly access its banking services through a dedicated mobile application.It takes only 10 minutes to open a Yapreal bank account using the app.Yapeal Overall Rating: 7.6/10
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YAPS311WZ4WL
Account opening
9
Usability
9
Features
7
Credit Card
8
Fees
4
Security
9
Customer Service
7
PROS:
  • Free Visa card
  • Free payments abroad
CONS:
  • Only in CHF
  • Free account too limited
  • Paid withdrawals
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Swiss Neobanks
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